They are among nine people summonsed to appear in court on July 17.
The charges follow a two-year review by CPS lawyers of a “big and complex” probe by a Scotland Yard fraud squad.
The nine include two barristers, six solicitors and a legal clerk.
They are accused of fraud by misrepresentation in relation to four cases in which exorbitant and fake claims were allegedly made.
The offence has a maximum ten-year jail term.
Those charged include part-time immigration judges Rasib Ghaffar, 48, and Kareena Maciel, 46, and part-time civil judge Razi Shah, 47.
Barrister Ghaffar and solicitor wife Maciel, of Woodford, East London, decide on asylum claims and migrant appeals. Shah, of Windsor, Berks, is a solicitor advocate.
Of £12.6million allegedly claimed, £1.4million was paid out, which police say was mostly fraudulent.
The nine are due before Westminster magistrates.
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